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What's the $0
Essential Plan?

Excellus BCBS
Member Benefits

Find
Your Plan

Stay
Connected

Annual Open Enrollment Period: November 1, 2016 – January 31, 2017

To get coverage effective January 1, you must enroll by December 15.

Health insurance coverage for you and your family from the name trusted for more than 80 years and accepted by 100% of hospitals and 99% of doctors.

Essential Plan

  • Plans as low as $0/month or $20/month for eligible individuals
  • Free preventive care and new dental and vision coverage options 
Get Started

Individuals & Families

  • Low-cost plans with free preventive care, gym membership discounts, and more
  • Financial aid may be available
Find a Plan

Medicare

  • The Medicare Annual Election Period is October 15 – December 7
  • Turning 65? Find a Medicare plan that suits your needs
Attend a Seminar
What is
LIVE FEARLESS?
What is
LIVE FEARLESS?

What is Live Fearless?

Fearless is a spirit and a mindset. It's about being bold, not about being reckless. It's about living free of worry. Free of fear. Because you have the compassion of the cross and the protection of the shield.

Excellus BlueCross BlueShield wants you to Live Fearless with the name trusted for over 80 years. Feel stable and secure with the card that opens doors in all 50 states.

Join us. LIVE FEARLESS.
[ close ]

What is Live Fearless?

Fearless is a spirit and a mindset. It's about being bold, not about being reckless. It's about living free of worry. Free of fear. Because you have the compassion of the cross and the protection of the shield.

Excellus BlueCross BlueShield wants you to Live Fearless with the name trusted for over 80 years. Feel stable and secure with the card that opens doors in all 50 states.

Join us. LIVE FEARLESS.
[ close ]

The $0 Essential Plan

All the essential benefits at a much lower cost.

The Essential Plan premiums are as low as $0/month or $20/month for eligible individuals based on household size and income.

  • FREE Preventive Care like routine doctor exams and screenings and well child visits to keep you and your family healthy.
  • NO deductible, so the plan starts paying for your health care right away.
  • Coverage for doctor and specialist visits, prescription drugs, tests ordered by your doctor, telemedicine visits, inpatient and outpatient care at hospitals
  • New dental and vision coverage options
   The Essential Plan is available only on the NY State of Health Marketplace. 

Exclusive Excellus BCBS Member Benefits

100% of Hospitals & 99% of Doctors

The most accepted health insurance plan in the region.

Find Your Doctor or Specialist →

Free Preventive Care

Routine physicals, well child visits, flu shots, vaccines, and screenings are covered from day one.

Preventive Health Resources →

Gym & Fitness Benefits

Up to $600 toward a gym membership and fitness classes. Plus, exclusive Blue365 discounts. 

Enjoy Wellness Perks →

Pharmacy Home Delivery

Save time and money by having your prescriptions delivered to your home.

Fill Your Prescriptions →

FIND

 YOUR PLAN

Take the next step to getting covered. Find out today if you’re eligible for the Essential Plan or other financial assistance. Let's get started!
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BEFORE YOU

 BUY

Here are a few resources before making this important choice.

Already an Excellus BCBS
Plan Member?

If you have a change in your family or employment status, contact Excellus BCBS to confirm your insurance and financial assistance benefits.

When Can I Buy
Health Insurance?

Open Enrollment for
Individuals & Families

Nov 1, 2016 — Jan 31, 2017

Medicare Annual Election

Oct 15, 2016 — Dec 7, 2016

Special Enrollment Periods with certain life events.

It's the Law

Having health insurance is important—and it’s the law. By enrolling now, you can avoid paying a penalty of at least $695 per adult and $347 per child, or 2.5% of your household income, whichever is higher.
Learn More

Visit Us

Get expert advice in-person at our Resource Center located on W. Ridge Road in Greece, New York.

STAY CONNECTED

Let us help you find the right plan. Get your free guide to choosing the right health insurance.