Excellus BlueCross BlueShield

For help understanding your options, call us at
1-888-264-4509 (TTY 711)

Medicaid Coverage Changes

Coming in 2027.

Everybody deserves
to live a healthy life,
including you.

The $0 Essential Plan
Medicare
Dual Special Needs
For Businesses
The $0 Essential Plan

Premiums are $0/month for eligible individuals, with coverage widely accepted by doctors, hospitals and pharmacies. Individuals under age 65 may be eligible based on New York State household income and size guidelines.

  • No Cost Preventive Care including vaccines, flu shots, checkups and screenings to keep you and your family healthy
  • Adult dental and vision coverage now included 
  • Enroll anytime in the Essential Plan
  • Prescription savings and home delivery
The $0 Essential Plan
Medicare
Dual Special Needs
For Businesses
Medicare

Medicare provides coverage if you are 65 or older or have a disability, regardless of income. Choose your Medicare plan with confidence from the company your neighbors have trusted for over 90 years.

Medicare Annual Election Period for 2020 Coverage: October 15 - December 7
  • Turning 65? Find a Medicare plan that suits your needs
  • Medicare plan options starting at $0/month
  • Plans packed with extras like dental, vision, and hearing benefits
  • Medicare plans accepted by a large network of doctors and specialists
  • Knowledgeable local representatives to talk you through your options
The $0 Essential Plan
Medicare
Dual Special Needs
For Businesses
Dual Special Needs

If you have both Medicare and full Medicaid, we have a great plan for you, which makes better care simpler and more affordable for people in our community. 

  • $0 monthly premium
  • Low-cost prescription coverage
  • Hearing services: $0 copay for select hearing aids (annually for each ear)
  • Dental: $0 copay for preventive and comprehensive care
  • Vision: routine eye exams with $200 allowance for eyewear
  • OTC monthly allowances and more
The $0 Essential Plan
Medicare
Dual Special Needs
For Businesses
Excellus BCBS for Business

We're here to discuss your needs, answer questions about plans and help you and your employees embrace their health and well-being.

  • Learn how synchronized care ensures lower costs, better care, and easier administration for you and your team
  • Help your team make the most out of high deductible health plans
  • Discover how telemedicine is saving employers and employees money and boosting productivity
Individuals & Families
Medicare
For Businesses
The Essential Plan

At $0 a month for eligible individuals, with coverage widely accepted by doctors, hospitals and pharmacies. Individuals under age 65 may be eligible based on New York State household income and size guidelines.

  • No Cost Preventive Care including vaccines, flu shots, checkups and screenings to keep you and your family healthy
  • Adult dental and vision coverage now included 
  • Enroll anytime in the Essential Plan
  • Prescription savings and home delivery
Individuals & Families
Medicare
For Businesses
Medicare

Medicare provides coverage if you are 65 or older or have a disability, regardless of income. Choose your Medicare plan with confidence from the company your neighbors have trusted for over 85 years.

Medicare Annual Election Period for 2020 Coverage: October 15 - December 7
  • Turning 65? Find a Medicare plan that suits your needs
  • Medicare plans with $0 premiums and $0 generic drugs
  • Low-cost plans including vision and new dental benefits
  • Medicare plans accepted by a large network of doctors and specialists
  • Knowledgeable local representatives to talk you through your options
Individuals & Families
Medicare
For Businesses
Excellus BCBS for Business

We're here to discuss your needs, answer questions about plans and help you and your employees embrace their health and well-being.

  • Learn how synchronized care ensures lower costs, better care, and easier administration for you and your team
  • Help your team make the most out of high deductible health plans
  • Discover how telemedicine is saving employers and employees money and boosting productivity
Most Medicaid members do not need to do anything right now. If these changes apply to you, New York State of Health will contact you and tell you what steps to take.
Who Does NOT Need to Meet the New Work Rules?
You do not need to meet the new work rules if you are:
 Age 18 or younger

Age 18 or younger

 Age 65 or older

Caring for a child under age 14

 Pregnant now or were pregnant in the last 12 months

Age 65 or older

 Enrolled in Medicaid because of a disability

Meeting SNAP work rules

 Living with a physical or mental health condition that makes it hard to work

Pregnant now or were pregnant in the last 12 months

 Enrolled in Medicare

Meeting TANF work rules

 American Indian or Alaska Native

Enrolled in Medicaid because of a disability

 Caring for a person with a disability

Making part in a drug or alcohol treatment program

 Caring for a child under age 14

Living with a physical or mental health condition that makes it hard to work

 Meeting SNAP work rules

In jail or prison, or released in the last 90 days

 Meeting TANF work rules

Enrolled in Medicare

 Making part in a drug or alcohol treatment program

In foster care

 In jail or prison, or released in the last 90 days

American Indian or Alaska Native

 In foster care

A former foster care youth who qualifies for this protection through age 26

 A former foster care youth who qualifies for this protection through age 26

Caring for a person with a disability

 A veteran with a total disability

A veteran with a total disability

 A veteran with a total disability

What's Changing?
New Work Rules for Some Adults
Starting January 1, 2027, some adults with Medicaid may need to show they are:

Working

New Work Rules for Some Adults

Going to school

Starting January 1, 2027, some adults with Medicaid may need to show they are:

 Working

Taking part in job training

 Going to school

 Taking part in job training

Volunteering in their community

 Volunteering in their community

If you need to meet these rules, NYSOH will tell you what to do and when to do it.

Members must show compliance with the new requirements at renewal time. Renewals for January and February start in 2026, so these members do not need to comply with these requirements until their next renewal.

If you need to meet these rules, NYSOH will tell you what to do and when to do it.

 For example, a member renewing in March 2027 must show compliance for at least one month prior to their renewal.

Members must show compliance with the new requirements at renewal time. Renewals for January and February start in 2026, so these members do not need to comply with these requirements until their next renewal.

 For example, a member renewing in March 2027 must show compliance for at least one month prior to their renewal.

For example, a member renewing in March 2027 must show compliance for at least one month prior to their renewal.

New members must show compliance with the new requirements for the month immediately before they apply.

New members must show compliance with the new requirements for the month immediately before they apply.

For example, someone applying in February of 2027 must show compliance in January 2027.

 For example, someone applying in February of 2027 must show compliance in January 2027.

If you lose coverage because you did not meet the work rules, you may be able to show that you met the rules or apply again.

If you lose coverage because you did not meet the work rules, you may be able to show that you met the rules or apply again.
Medicaid Renewals Every 6 Months
Some people with Medicaid will need to renew their coverage every 6 months instead of once a year.
You may need to share information about:

Your income

Some people with Medicaid will need to renew their coverage every 6 months instead of once a year.

You may need to share information about:

The people who live in your household

 Your income

 The people who live in your household

You may need to fill out forms or send documents two times each year. If you do not send in the information needed on time, you could lose your coverage.

You may need to fill out forms or send documents two times each year. If you do not send in the information needed on time, you could lose your coverage.

Members with this requirement will transition to 6-month renewals after their first renewal in 2027.

Members with this requirement will transition to 6-month renewals after their first renewal in 2027.

For example, if your renewal happens in October of 2026, you will not change to the 6 month renewal schedule until October of 2027.

 For example, if your renewal happens in October of 2026, you will not change to the 6 month renewal schedule until October of 2027.

What Should I Do Now?
The most important thing you can do right now is make sure NYSOH has your current mailing address, email address and phone number.
You can update your information by:

Logging in to your NY State of Health account at nystateofhealth.ny.gov

The most important thing you can do right now is make sure NYSOH has your current mailing address, email address and phone number.

Working with an enrollment assistor

You can update your information by:

Calling NY State of Health at 1-855-355-5777 (TTY: 1-800-662-1220)

 Logging in to your NY State of Health account at nystateofhealth.ny.gov

 Working with an enrollment assistor

 Calling NY State of Health at 1-855-355-5777 (TTY: 1-800-662-1220)